Cultura Bank aims to finance projects which provide social benefits and contribute to raising awareness about environmental protection.
The ethics-driven financial institution strives to build alliances between depositors and lenders while implementing transparent practices. Thus, it offers high quality banking services and healthy, sustainable return to shareholders.
Moreover, the bank puts huge accent on financial literacy and takes action in public discourse about the latest global financial trends and economics.
Cultura Bank offers wide array of banking services to companies and private entities. Some 65% of total outstanding loans are business related, whereas education and agriculture are the two largest areas. It also supports healthcare and various small and medium size companies.
One if the most important initiatives is the introduction of housing loans, which are focused on ecological sustainable building. Internet banking and debit cards complete the product range on payment services.
Since 2005 the bank has been active in microfinance. Since 2007 it has been a partner in the CIP program of the European Investment Fund, providing a backup guarantee facility for this group of loans.